Andrea L Bates, CFP®, CDFA®, CRPC®, RICP®, CLTC®

Andrea L. Bates CFP® CDFA®, CRPC®, RICP®, CLTC®.  She is a Certified Financial Planner and an Investment Advisor Representative with Voya Financial Advisors.

Andrea began her career in the Insurance business in 1988 initially as a Property Casualty agent overseeing sales, marketing and the administration of her father's insurance agency. In 1992 her focus expanded to include retirement income planning, employee benefits, life, health and disability. She became owner of the agency in 1996 and in 2019 she promoted family members Joan Bates and Daniel Bates III to oversee the day-to-day operation of the agency so she could focus full time on her Financial Advisory practice.  In 2024 she sold the agency to focus solely on Retirement Income Planning.

Andrea works with individuals and couples so they can have what they need and live how they want in Retirement. She is passionate about her work, solutions focused, results driven with a straightforward approach. Andrea brings a wealth of knowledge and experience on both Social Security and Medicare. She can assist you in marrying your governmental entitlements with public and private pensions, employer sponsored plans and other investments and products to develop a living and evolving roadmap for your retirement future and beyond. Her process is both qualitative and quantitative.

She is a 1988 graduate of Suffolk University.  She holds securities licenses 6, 63, 66 and 7 and professional designations CFP®, CDFA®, CRPC®, RICP®, CLTC®.  

She is available to meet with clients either virtually or in person from her office in Medford, Massachusetts.  

She makes her home in Wakefield Ma and in her free time she enjoys skiing, golf, cycling and travel.